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Claim support, when you need us most

Contact our support team to report your claim. We guide you through each step with the insurer, 24/7.

24/7

Claims Support

Reach us any time by phone, WhatsApp or email.

How it works

Four steps from claim to payment

  1. 01

    Notify Us

    Contact our support team and report your claim.

  2. 02

    Submit Documents

    Provide the necessary documents for verification.

  3. 03

    Assessment

    We review and process your claim promptly.

  4. 04

    Receive Your Payment

    Approved claims are settled without delay.

Call our support team

How claims work for each policy

Tata AIA

Life insurance claims

Call or message your Prime Care advisor, or reach our claims desk directly, as soon as a claim arises. Share the claim form with the policy and supporting documents; our team helps you compile the checklist. Once verified, the approved claim amount is settled directly to the nominee’s bank account.

Life claim process →

Niva Bupa

Health insurance claims

Notify Prime Care Associates or Niva Bupa’s helpline before planned treatment, or within 24 hours for emergencies. For cashless treatment, the network hospital verifies your policy and pre-authorises the claim; for reimbursement claims, submit original bills and medical records after discharge.

Health claim process →

Before you call

A few things that make the first conversation quicker.

  • Keep your policy number and the insurer name handy.
  • For health claims, inform us before planned treatment, or within 24 hours for emergencies.
  • Keep the claim form ready; our team helps you compile the document checklist.

The required documents are listed on the life insurance and health insurance pages under Policy details.

Claim questions

What does cashless hospitalisation actually mean?

At a network hospital, Niva Bupa settles your eligible medical bills directly with the hospital, so you do not need to pay large sums upfront and then claim reimbursement.

What happens if my sum insured runs out mid-year?

Plans with a Restore Benefit automatically reinstate your sum insured once it is exhausted, so a major claim earlier in the year does not leave your family uncovered later.

Claim decisions rest solely with the insurer.

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